Health

Ayushman Bharat – PM Jan Arogya Yojana

₹5 lakh health cover per family per year. Cashless treatment at 24,000+ empanelled hospitals across India.

Main Benefit

₹5 lakh/year

About the scheme

World's largest publicly funded health insurance scheme, covering 12+ crore poor and vulnerable families for secondary and tertiary hospitalisation.

Key benefits

  • ₹5 lakh annual health cover per family
  • Cashless at 24,000+ empanelled hospitals
  • 3 days pre + 15 days post-hospitalisation cover
  • No cap on family size, age, or gender

Eligibility

  • Rural: SECC deprivation criteria
  • Urban: occupational categories
  • RSBY beneficiaries automatically included

How to apply

No formal enrolment needed. Check eligibility at pmjay.gov.in using your SECC ID or mobile number. Use your e-card at any empanelled hospital.